Cash App Referral Text Lawsuit Resolved: What Happened
Earlier this year a class-action lawsuit involving Cash App referral text messages was resolved. The settlement provides a fixed payment amount — $147 — to eligible class members who received certain referral texts or were affected by the messaging practice.
This article explains who qualifies, how to file a claim, what documents you need, and what to expect from the process. Follow these steps to decide whether you should claim the payment and how to complete the claim correctly.
Who Is Eligible for the Cash App Referral Text Settlement
Eligibility is typically limited to people who received one or more referral text messages tied to the Cash App program during a defined period. The settlement notice or court documents list the exact date range and the specific kinds of messages covered.
Common eligibility criteria include:
- Receipt of referral or promotional text messages from Cash App or an affiliated sender.
- Residence in a covered jurisdiction listed in the settlement.
- Not being excluded as a named defendant or otherwise ineligible under the settlement terms.
How to Confirm Your Eligibility
Review the official settlement notice. You can often find it on the settlement administrator’s website or in court records. The notice lists date ranges, message examples, and a claim form link.
If you are unsure, use the administrator’s online eligibility checker or contact them by phone or email. Keep correspondence records for your files.
How to Claim the $147 Payment
Filing a claim is usually straightforward. There are three main ways to submit a claim: online, by mail, or by phone. Online filing tends to be fastest and provides instant confirmation.
Step-by-Step Claim Process
- Locate the official settlement administrator’s website from the notice or court page.
- Choose the online claim option or download the paper form if you prefer mail.
- Complete the claim form with your contact information and details about the messages you received.
- Attach or describe supporting evidence if the form asks for it.
- Submit the form and save a copy of the confirmation or mailing receipt.
Required Documents and Evidence
Typical supporting items include a screenshot or copy of the referral text, your phone number showing receipt of the message, and dates. If you respond to the text or have an account record showing the message, include that too.
Only provide what the form requests. Do not send irrelevant personal documents. If you lack direct proof but clearly fall within the class dates and description, the administrator may accept an attestation statement.
Class action settlements often include an option to submit a simple attestation if you no longer have the original message. Administrators accept reasonable proof instead of strict document requirements in many cases.
Claim Deadlines and Timeline
Settlement claims have strict deadlines. The official notice lists the last date to submit a claim or opt out. Missing the deadline usually cancels your right to a payment.
After filing, processing can take weeks to months. Expect a confirmation, then a processing update, and finally distribution of funds if approved.
Typical Timeline
- Filing deadline: Check the settlement notice for the exact date.
- Claim review: Several weeks depending on volume.
- Distribution of funds: May occur in a single distribution or multiple waves.
What to Expect After Filing
If your claim is approved you will receive payment by the method specified in the settlement (check, direct deposit, or prepaid card). The notice explains payment methods and processing times.
If your claim is denied you will receive a denial notice explaining why and whether you can appeal. Keep all paperwork and communications in case you need to follow up.
Case Study: One User’s Claim
Example: Jenna received three Cash App referral texts in the covered period but had deleted the original messages. She found the settlement notice online and used the attestation option on the claim form.
She submitted a screenshot of her phone bill showing incoming messages and a signed attestation. The claim was approved and she received the $147 payment by mailed check within 10 weeks.
This case shows that even without the original text content, reasonable supporting evidence can result in an approved claim.
Common Questions and Practical Tips
- Can I file more than one claim? Usually one claim per eligible phone number or person is allowed. Check the notice for limits.
- What if I moved or changed numbers? Provide prior contact details and supporting proof like account records or a letter explaining changes.
- Is the $147 taxable? Settlement payments may be taxable. Consult a tax professional for advice based on your situation.
Tips for a Smooth Claim
- File online for faster confirmation and fewer errors.
- Keep copies of everything you submit.
- Watch the deadline; set a calendar reminder several weeks before it arrives.
- Use tracked mail if you send documents by post.
Final Steps and Resources
Find the official settlement notice and claim form on the settlement administrator’s website or the court docket. Official pages will include contact details, FAQs, and downloadable forms.
Act promptly if you are eligible. Missing the claim deadline will generally forfeit your right to the $147 payment.
If you need help, contact the settlement administrator or a consumer attorney for guidance. Keep this guide as a checklist when you prepare your claim.
